Elma Animal Hospital

3180 Transit Road
West Seneca, NY 14224

(716)656-8387

elmavets.com

Pet Insurance Options

Making sure you are financially ready for unexpected veterinary costs is an important aspect of being a pet parent. Pet insurance is a great way to make sure you are prepared. However choosing the Pet insurance that fits your needs is also imperative to keeping both your companion and yourself healthy and happy.  To find out more about various pet insurance companies and what they offer please utilize the links below.

Article: 7 Big Mistakes People Make When Buying Pet Insurance

Pets Best Pet Insurance is known for their incredibly fast claim reimbursements and great coverage. Our clients get an exclusive 5% discount with Pets Best.

To learn more about pet insurance or to get a quote for your pet, please visit www.petsbest.com.

Canine Insurance Comparison Chart Provided by Pet Insurance Review

Insurer Plan Monthly rate Features User Rating More
Healthy Paws Dogs & Puppies 18.89+ Pays up to 90% of veterinary bill for any accident or illness, including hereditary and congenital conditions. Customizable. 9.8
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Pet Plan Silver $18.62+ Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium). 9.2
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Pet Plan Bronze $17.70+ Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium). 9.2
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Embrace Budget Conscious $13.69+ $500 annual deductible, 20% coinsurance, $5,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions. Does not cover take home prescription drugs, dental illness, or wellness. 9.2
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Embrace Creme de la Creme $43.75+ $200 annual deductible, 20% coinsurance, $10,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs and wellness. Does not cover dental illness. 9.2
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Embrace Most Popular $24.77+ $300 annual deductible, 20% coinsurance, $10,000 annual maximum, no per incident limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs. Does not cover dental illness or wellness. 9.2
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Pet Plan Gold $19.63+ Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium). 9.2
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Trupanion Standard $16.77+ All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owner’s needs and affordability. 9
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Trupanion Premium $42.62+ $200 deductible. Pays 90% of approved claims. Alternative therapies, hip dysplasia, boarding fees to $500, trip cancel fees to $1000, advertising and reward to $500 and cremation/burial to $100 9
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Pets Best Accident Only $2.98 Accident only - no illness coverage. Deductible of $0 - $1,000. Reimbursement level of 70% - 100%. 8.7
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Pets Best BestBenefit Level 3 $22.54 Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee. 8.7
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Pets Best BestBenefit Level 2 $19.60 Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee. 8.7
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Pets Best BestBenefit Level 1 $7.47 Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee. 8.7
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Pets Best BestBenefit Budget $4.85 Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary coverage. Add routine care coverage for an additional fee. 8.7
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ASPCA Best $76.79 $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning; continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year. 8.1
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ASPCA Choice $54.10 Covers accidents and illnesses; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning. 8.1
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ASPCA Value $30.50 Covers accidents and illnesses; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag and an annual physical exam. 8.1
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ASPCA Basic $16.61 Covers accidents and illnesses; spaying and neutering; free lost pet recovery tag. 8.1
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ASPCA Accident Only $8.99 $100 deductible. Covers accidents to 80%. No illness coverage. All breeds eligible! 8.1
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VPI Superior $21+ $50 deductible. Pays 90% of approved claim per Superior benefit schedule. Additional cancer protection available. 7.9
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VPI Standard $13+ $50 deductible. Pays 90% of approved claim per Standard benefit schedule. 7.9
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PetFirst Core Basic $24.95 $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,500; advertising & reward to $250; Kennel fees to $250; 7.9
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PetFirst Core Preferred $31.70 $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 7.9
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PetFirst Comprehensive Preferred Plus $49.95 $50 deductible for accidents and illnesses. Covers accidents and illnesses to $15,000; wellness and preventative care to $220; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 7.9
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PetFirst Comprehensive Preferred $39.95 $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; wellness and preventative care to $220; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 7.9
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PetFirst Comprehensive Basic $29.95 $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,500; wellness and preventative care to $100; advertising & reward to $250; Kennel fees to $250; 7.9
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PetFirst Core Preferred Plus $41.70 $50 deductible for accidents and illnesses. Covers accidents and illnesses to $15,000; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 7.9
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Pet Assure Family Plan $13.95 Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25%. Family plan covers up to 4 pets. 6.5
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Pet Assure Single $9.95 Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25% discount to members 6.5
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AKC CompanionPlus $17.75 Accident coverage, $100 annual deductible, $3,000 per incident, $11,000 per year, 20% coinsurance 6
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AKC CompanionSelect $7.83 Accident coverage, $100 annual deductible, $3,000 per incident, $11,000 per year, 20% coinsurance 6
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AKC CompanionPlus w/ Wellness $41.92 Accident and Illness coverage, $250 deductible, $5,000 per incident, $10,000 per year, 20% coinsurance, ExamCare and Wellness coverage 6
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AKC CompanionPlus3 $18.33 Accident and Illness coverage, $1,000 deductible, $10,000 per incident, $16,000 per year, 20% coinsurance 6
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AKC CompanionPlus2 $20.58 Accident and Illness coverage, $500 deductible, $5,000 per incident, $10,000 per year, 20% coinsurance, ExamCare 6
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Pethealth Gold $22.95 $50 - $75 deductible. Pays 70% - 100% of approved claim depending on monthly rate. Boarding Fees to $250. Finder's Reward to $150. Double illness coverage available. 4.8
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Pethealth Preferred $34.95 $100 deductible. Pays 70% on approved claims. Covers all accidents and illnesses; death to $500; kennel fees to $250; advertising and reward to $150; euthanasia to $100 4.8
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Pethealth Accident Only $9.95 $50 deductible; Up to $2000 for selected accidents. No illness coverage 4.8
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Comparison chart provided by Pet Insurance Review,

for more information visit their website at www.petinsurancereview.com